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How We Work

Car loans works in three easy steps, which are highlighted below:

Step 1

You can apply FREE online or download one of our application forms to complete in your own time and either email or post to us. Once your application has been submitted, one of our dedicated team will manage the process. Our Account Managers will search our panel of lenders to find the best deal for you, depending upon your circumstances and inform you of the decision.

Step 2

Once your application has been approved, you will be provided with approval documentation and loan amount allowing to you find your perfect car from any reputable dealer.

Step 3

Once you have found your car, simply sign the paperwork, collect your car and Enjoy!


Refused Finance?

Have you been refused credit? Don’t give up just yet. You may be able to get finance with Car Loans Express. We may be able to offer credit to those with a less than perfect credit history.

Unsure whether you qualify?

Not sure whether you will be accepted for credit? Why not check your credit score through our recommended provider? See your personal credit history in seconds.

Get Approved

We search for the best provider through our panel of lenders, Choose a Car from any reputable dealer, Sign and Collect your car

Quick Enquiry

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    You can apply now for finance using the link below, or you can complete a quick enquiry using the box above.

    • "This is the second time I have used Carloans Express, wouldn't use any other. Get the best deals and best finance packages that main car dealers. Nick and his team are very patient and understanding and are always a phone call / text away. Excellent handling as usual from start to finish. A* service. Have recommended Nick and his team to friends to use and their experience has been exactly the same. Good company, good man... AMAZING car. Thanks guys, see you in 12 months - Billy"

    • "I have used Car Loans Express for my finance for the past 5 years. The service is very personal and I would recommend them to anyone looking for a no-jargon, friendly service."

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    Car Loans Express Ltd, Floor 2, Office 21, Boho 6 , Linthorpe Road, Middlesbrough, TS1 1RE  | ©Car Loans Express Ltd 2014 Car Loans Express Ltd is a company registered in England and Wales. Company registration number: 5985650. Registered Company address: Car Loans Express Ltd, Floor 2, Office 21, Boho 6 , Linthorpe Road, Middlesbrough, TS1 1RE. Telephone: 08450 264686. We act as a credit broker not a lender. All finance is subject to status and income. Written Quotation on request. Car Loans Express Ltd can introduce you to a limited number of finance providers based on your credit rating and we may receive a commission for such introductions. Car Loans Express Ltd is authorised and regulated by the Financial Conduct Authority for consumer credit FCA No. 659136.